Press Releases

New App Helps Teens Plan Their Education and Discover Careers

September 25, 2013

The iOS, Android app helps instill responsible financial behavior 

PwC US and Junior Achievement USA® (JA) announced today the launch of JA Build Your Future, an app designed to assist the teens with financial planning for post-secondary education and explore their desired careers.

This educational resource aims to strengthen the message about the importance of prioritizing financial literacy in U.S. education system and provides a newly developed tool that fits the lives of today’s students. The app is now available on mobile phones and tablets for both iOS and Android operating systems.

“Average student loan debt is about $26,000, and not all careers generate enough income to pay that off in a timely manner,” says Junior Achievement of San Diego President and CEO Joanne Pastula. “JA Build Your Future is a tool that teens, their parents and their teachers can use to make more informed choices about how much money to borrow.”

JA Build Your Future allows teens to discover more than 100 careers. The teens can explore what levels of education are required, learn about potential income and calculate the cost of education. They can then adjust the level of money they and their parents may contribute, combined with student loans they may need to secure.

At the end of the exercise, teens are given a Return on Investment (ROI) score between 1 and 5. A score of 1 suggests it will be difficult to pay off the debt accrued based on future income. Score of 5 indicates that using current factors, there should be less financial hardship paying off debt with estimated income.

“Through the creation of this app, PwC and Junior Achievement capitalized on our individual assets to create a new solution that will deepen our impact in the marketplace,” says Shannon Schuyler, US corporate responsibility leader at PwC. “Like PwC’s financial literacy curricula, this app brings a new level of scalability to our Earn Your Future commitment, allowing us to reach students and teachers we may not have the opportunity to work with directly in the classroom.”

According to the Consumer Financial Protection Bureau, nearly one-in-three federal student loans are in deferment, forbearance or default. Amid the rising cost of education, students need resources and tools to financially plan for these costs so they can achieve their goals.

Junior Achievement of San Diego County is one of 38 markets across the country in which local PwC leadership serves on the board of directors.

Learn about JA’s financial literacy programs for kindergarten through high school students here:


JUNIOR ACHIEVEMENT OF SAN DIEGO, INC. works locally to reach 52,000 students in K-12 classrooms for the 2013-2014 school year, which takes thousands of volunteers who lead classes and experiential programs.  For more information on programs in San Diego and Imperial Counties, visit

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